Step 1
Create your Paysmith ID.
One verified identity for your business and its agent, plus a real wallet in 100+ currencies at interbank FX. Live in minutes.
paysmith.id
Paysmith pulls the sun it raised back out of the nav and mints it into a gold agent identity coin with engraved guardrails — auto-pay under $500, only known payees — then the coin pays a second wallet, and every errand lands on the ledger below.
Step 1
Create your Paysmith ID.
One verified identity for your business and its agent, plus a real wallet in 100+ currencies at interbank FX. Live in minutes.
Auto-pay under $500
Known payees only
Monthly cap: $3,000
New payee: 24h hold
Notify me on everything
Freeze all: one tap
paysmith.id
Step 2
Set your rules.
Per-payment caps, monthly budgets, approved payees, a cooling-off hold for anyone new. The agent can never spend outside them, and one tap freezes everything — engraved along the coin’s frame.
Auto-pay < $500
Only google.com and claude.com
1 payment per month per account
Step 3
Your finance agent gets to work.
It receives invoices on its own email, verifies the sender, checks the amount against your rules, then pays or holds for you — the coin travels to the google.com wallet and seats with a click.
Step 4
Books that keep themselves.
Zoomed out, the network keeps working — payments pulsing wallet to wallet, every one landing categorised, reconciled and export-ready for your accountant. Tax season is a download, not a weekend.
The ledger
A day in your ledger.
Small money errands clear themselves inside your rules. Anything unusual waits for you. Anything outside your limits gets blocked.
- Client payment +$2,000.00 Received · matched and reconciled
- Cloud compute −$412.18 Auto-paid · under $500
- Data API subscription −$89.00 Auto-paid · known payee
- New vendor −$1,250.00 Held · approve with one tap from your phone
- SaaS seats −$174.00 Auto-paid · under $500
- FX transfer −$310.40 Auto-paid · known payee
- Unknown marketplace charge $2,400.00 Blocked · over your $1,000 cap
No human was present. The rules held.
Security
Where your money sits.
Wallets are issued on licensed, regulated payment rails and funds are safeguarded with licensed partners. This is live fiat infrastructure today, not a testnet demo. Every payee is verified before a dollar moves, every action is logged, every rule change needs you, and one tap freezes the wallet.
Stop being your own back office.
Founding members get early access, onboarding with us, and founding pricing locked in.
No card. No spam. Two emails, ever.
Questions
What if my agent gets tricked into paying someone?
It can only pay payees you approved, under caps you set. A new payee triggers a hold, no matter what the agent believes.
What if it makes a mistake?
Every payment is inside your limits, so a mistake is bounded by design. You see everything, and one tap freezes the wallet.
Why would I let software hold money at all?
The wallet sits on licensed rails with safeguarded funds. The agent holds spending permission, not your money.
Nobody wants to be present for small money. Now nobody has to be.